First, you must know what can kill you. The most toxic of them all is called the Rojak Portfolio. Avoid that at all cost. It is hazardous to your wealth. Second, if you got a million dollars in the bank – congratulate yourself. Here is your pat on the back, “Pat, pat, pat. Well done”. Now get back to work! Why? Because you are still a Poor Millionaire, and not a real one. 

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